About Tough Gov Loan
At Tough Gov Loan, we specialize in helping borrowers succeed when their mortgage situation feels complicated, frustrating, or even impossible.
Led by Rob Scolnick, Branch Manager of the White Haven, Pennsylvania branch of New American Funding, our team focuses on solving the kinds of loan scenarios many lenders struggle with.
Whether you’re dealing with credit challenges, unique income documentation, or a government-backed loan program that requires extra expertise, our goal is simple:
Find the path to homeownership when others say no.
Tough Gov Loan proudly serves borrowers throughout:
By combining personalized service with the resources of a nationally recognized lender, we help borrowers turn difficult loan situations into successful closings.
That’s where our experience makes the difference.
We frequently help borrowers with:
Instead of focusing on why a loan cannot be approved, we focus on building a responsible strategy to make it possible.
Every borrower’s story is different, and we take the time to understand yours.
Tough Gov Loan is managed by Rob Scolnick (NMLS #133622), Branch Manager of the New American Funding White Haven, PA branch.
Rob has built his reputation around one core principle:
The tougher the loan, the harder we work to solve it.
With years of mortgage experience and access to a wide range of lending programs, Rob and his team are known for:
Clients consistently turn to Rob because he and his team stay engaged throughout the entire mortgage process — from the first consultation all the way to closing day.
How We Operate
Tough Gov Loan operates with the strength and resources of New American Funding, one of the nation’s leading direct mortgage lenders.
This allows our team to offer a wide range of mortgage solutions, including:
With these options available, we are able to match borrowers with the loan program that best fits their financial situation.
Let’s Talk!
Whether you’re buying your first home, refinancing, or exploring government loan options, our team is here to guide you every step of the way.
Start your journey today and discover how Tough Gov Loan can turn a tough mortgage into a successful closing.